Fail to Report a Car Accident

Fail to report a car accident

So, you have just a ticket to Fail to report a car accident or been in an automobile collision. Now what? If you have never been in a car accident before, then it is vital for you to know the things you should do in case you encounter that kind of situation. Most are not aware of how to report a car accident.

Do you contact the law enforcer? Do you move your auto or leave it in place of an accident? Do you exchange conversations with the party involved, or do you fill out an accident report? What about the insurance provider? Should you contact them?

There are not many things more demanding and taxing than involving in an auto accident. Research shows that 1 out 3 Canadians are involved in an auto collision sometime in his or her life that is 33 percent of us. In an extremely stressful situation like this, you often choke up, shock and can’t decide on the things to do.

Don’t Skip Car Accident Reporting

A car accident does occur, sad to say, and the expectation is always that no one is harmed and seriously with no severe injuries. However, a lot of drivers just don’t know what happens once they fail to report an auto collision.

After attendees to the scene confirm the safety of people involved, it is vital to get to work immediately exchanging details, checking the damage, as well as reporting the event. A lot of drivers think about how crucial it is really to make statements for the accident and what will be the consequence of not doing so. Below are the facts on why you shouldn’t skip reporting an accident.

When To Report If You Just Been In A Collision Or Accident

When it comes to a car accident, the very first thing you have to know is when to report the incident. Should you report a minor collision? Is it unlawful to not state a car accident at a collision center? These are some of the many questions many drivers consider when reporting a car accident.

You do not necessarily need to report each auto collision which happens, and there are specific rules and regulation in place which will guide you. However, if you are in a car accident that the authority needs to know, then you should file a report within twenty-four hours of the mishap at the Collision Reporting Centre.

When Is Reporting Not Required?

Car collisions reporting is not required depending on the degree of injured caused. In Ontario, once the damage goes beyond $2000 between both cars combined, you’re needed to file a report to the authority. In case there’s no damage, or if the estimated cost for loss is below $2000 combines, you don’t require filing a report.

When Is Reporting required?

When legally needed to file a car accident report? There are other cases where you’ll need to file a car accident report in Canada, even if there’s no damage occurred.

• Injury: You should file a car accident report when you or someone experience harmed or injured seriously
• Government Cars: The mishap involves government cars
• There is no insurance: You need to report of the involved driver does not have auto insurance
• Pedestrian: The adversity consists of a Pedestrian
• Criminal Act: Criminal act occurs like DUI, impaired, etc.
• Damaged to Property: You need to report if the accident resulting in damage to private and municipal property

What If I Fail To Report An Auto Collision?

Failure to file a car accident report in Canada can lead to various kinds of issues. It is vital to file a statement not just to make sure you cover your grounds, but also to make sure you have peace of mind and legally covered if something develops post-accident.

So, what if I don’t report a car accident in 24 hours? What will happen? Well, once you fail to report a car accident which goes beyond the damage limit, you can be charged with:

• Fines that range between 400 and 2000 dollars
• Suspension of driver’s licenses for two years
• Imprisonment: It depends on how severe the accident is

What If Someone Hits Me And He Or She Ignore It?

If someone hits your car and he or she does not report the incident. The person breaches the law and may subject to charges due to leaving the scene. It is severe not to report the accident. If you’re uncertain of the level of damage, you need to report for your safety in the future.

What Is The Timeframe Of  Reporting A Fail To Report A Car Accident In Toronto Or Ontario?

You must report any car accident within twenty-four hours after the incident. Although it is not that serious, and you can choose not to file a claim, still you’ll have a record of the catastrophe.

Can I report an accident after twenty-four hours? When you fail to report within 24 hours, the best thing to do is to go to a local accident reporting center to report the accident right away.

Is It Vital To Report A Car Accident To Insurance Service Provider?

Yes! It is vital to report the accident to the insurance service provider as the insurance policy needs you to report any accidents, despite the damage and although you are planning to shoulder all the losses yourself. Once you fail to report the accident, and the other party involved reported it, there is a risk of the cancellation of your insurance policy. What is more, if the insurance of the party include doesn’t repay for the damages, and you failed to report the misfortune to your insurance provider, you are required to pay all the costs, even if the accident was due to other driver negligence.

What Are The Risks Of Failing Not To Report A Car Mishap?

Fail to report a car accident

Some drivers choose not to report the accident because it is just minor and doesn’t want to waste their time. Nobody wants the rate of their insurance to go high due to accident, most essentially a fender bender. Such instances explain the reason why a lot of drivers think of agreeing with the other party involve and present to pay cash the damage.

Not reporting the accident might be tempting and enticing, there are lots of risks related to failure to inform the authorities of a mishap to the officer and the insurance provider.

The other party could choose to report a mishap to insurance: Once this takes place, you’ll have to call to inform the insurance provider of the accident, and there is a risk of the cancellation of the policy. Also, this makes your look responsible as you did not file claims.

The other party involves can file a police report. Thus you will be charged a case due to leaving the place of a mishap.

The other party involves might choose not to provide payment: You might be pressured to disburse for the damages that occurred, although it is not your mistake.

Injuries and damage can arise after a couple of days: You’ll need to pay for the medical expenses.

The damage is more than USD2, 000; then you need to file a report.

The other party involves conning you: There is a risk of being a prey of insurance scam and being taken benefit of by others involved in the accident.

Is It Required To Report A Car Accident Occurred In Parking Lots?

A car accident that occurred in parking lots must be treated similarly to those that happen on a highway. Make use of related rules and regulations above to evaluate the condition, and you are required to file a police report. Also, don’t forget to contact your car insurance provider to inform them about the accident to happen.

Things To Consider If You Are Involve In A Mishap

Stay Calm and Avoid Dreading

To many drivers, this is very obvious. However, that is not worth pointing out. But don’t forget that this is a vital thing to do. Staying calm helps a lot in keeping your head clear. Therefore you can make the right choice or decision. Sit back, relax and exhale and inhale and then bring back the self-control. This will help you to think smartly.

Don’t Leave the Scene

It is vital to stay at the place of accident, or the Police will charge with a criminal case.

Ensure, And The People Inside The Car Are Safe And Aren’t Needed

Check yourself from injuries, are you in pain, are you able to move your hands, legs, and the entire body? Ask other passengers in your auto the same or similar questions.

Slowly Move Your Car To A Safe Place

Cars remaining in lanes after an accident can lead to heavy traffic. So, make sure to move your vehicle to the side of the highway. If you’re not sure, it’s safe and secure, move your car to the shoulder. It is always advisable to never leave your vehicle in lanes of heavy traffic. In case the damage is severe to the extent that you aren’t able to move your auto, punt on hazard signals.

Call 911 Right Away

If someone is dangerous due to the accident, the first thing you need to do is to call 911. You also need to call a police officer who is the driver of the other car influence by drugs or Driving Under the Influence of Alcohol.

Call The Police For Mishap Reporting Instructions

In case any of the circumstances mentioned above apply, you must call the nearest police station for proper mishap reporting instruction. They will dispatch police officers to assess the situations; however, it is also advisable to call the nearest Collision Reporting Center.

Tip: In case a policeman does not come to the site where the accident occurred, you are needed to call or go straight to CRC within twenty-four hours of the crash.

Exchange Info With The Other Drive

Before leaving the accident site, ensure you talk with the person involved in the accident. Some of the essential things you have to know a

• If she or he has a drivers license, and there is ask the number
• Contact information and his or her name
• License plate number
• Insurance policy numbers
• Name of the auto insurance company
• Getting an accident worksheet is also advisable. You can get a form straight from the website of Financial Services Commissions Ontario.

Put Down Information Like Road Conditions, Weather, Time and Where The Accident Happened

It is imperative for you to provide relevant information regarding the conditions surrounding the accident. It is essential to do this immediately. Volunteering this info helps the insurance company or the broker, and if required the police officer, to know the conditions of the auto crash.

Contact A Towing Company If You Aren’t Able To Drive

A lot of times, towing trucks will come at the place of the mishap. In case your auto is severely damaged, and you aren’t able to drive it, you’ll need to tow to the closest accident reporting center.

However, you need to be vigilant when engaging in a towing company. You have just been in a mishap, and you’re in an unsafe condition. So, before towing your car, you need to know some essential things like:

• How much is the cost of their towing service
• Has your auto towed to the closest CRC or Collision Reporting Center?
• Avoid signing any document without reading and comprehending the context.
• Toronto Police Services stated that the average cost of towing is $166 plus tax. However, it also depends on where the towing company towed the car.

Call The Nearest Collision Reporting Centre If You Can Drive

Look for the nearest CRC, and you can visit the collision reporting site or call the customer hotline number to find the closest CRC where the accident occurred.

Fill Out An All-Inclusive Accident Report

In the CRC or Collision Reporting Center, the staff with asking you to fill out an accident report completely. He or she will evaluate the damage against your accident report to know if the cost they found outmatches the information you put in your statement.

Report The Mishap To The Broker

Your agent or broker is always available to assist. He or she will need the necessary details regarding the collision to start the process of claiming your insurance. So, make sure to ready to give:

• Information on Insurance Policy: The name of the policy owner and the number as well.
• Car Details: Know the model, brand of the car.
• Information About Mishap: Give all the details which you have to remember
• Details of Other Car Involved and the Driver As well: Don’t forget to know his driver’s license number, insurance information, and license plate information.
• Information about Reporting Officer: Know the badge and the complete name of the collision reporting office.

How To File A Police Report For A Car Accident

There is much false information regarding filing an accident report. It’s always a smart idea to take safety measures. Also, call the police officer to know if you are required to file an accident report.

Filing an accident report in Canada is extremely easy. You’ll be requested for precise details by a law enforcer at the reporting center or at the site where the accident occurred. Follow the guide for filling out a report.

Is It Important to File a Police Report Following an Accident?

It is vital to file a report for an auto accident due to legal matters. As mentioned above, if the damages go beyond USD2, 2000, where you’re needed to file a report following a mishap. You can submit a report on-site or go to the closest collision reporting center.

Will The Police Force Come Around The Place Where The Accident Occurred?

It depends. Law enforcer might or might not come to the site of a mishap based on a lot of factors including as the extent of damage, the injuries, where the accident happens. Contact the police officer; they will allow you to know if they’re on the way to the place of accident or if you must visit a collision center to file an accident report.

Filing an Accident Report Means Filing An Insurance Claim?

Filling an accident report doesn’t mean that you need to file an insurance claim. A police report is accidents records, and it will summarize the information about what happened. Also, it can help you legally, as you aren’t aware of the party involved may say or do after the mishap.

What Comprised Police Reports For Auto Mishaps?

The details included in the report for an auto mishap can differ based on the facts of the accident who filed the traffic accident report and the place it was submitted or filed. Like for instance, an auto accident report on-site will differ from the report registered at a collision reporting center.

Below is a vital detail typically integrated into an accident report:

• Location and Date: Traffic accident report should include information on when and where the accident takes place.
• Report Number: Reference code/number of the accident report is important
• Accident Details: This includes kind of accident, where are the damage and the pictures of the damage.
• Driver Information: This includes his or her driver’s license, ownership, insurance, and contact information.
• Car Information: Model and make of car involved in a mishap
• Statement: Statement of what passengers and witnesses saw
• Driver Statement: A testimonial of the event which resulted in the accident from the viewpoint of the driver.
• Other Details: Any critical details which might apply to the mishap like weather and road conditions.

Perks Of Filing An Accident Police Report

Below are the perks of filing a report following a car mishap:

• Legal Matters: You are secured legally
• Reporting: You’ll have precise information about cars involves. The police officer will give you a copy of the accident report.
• Proves Fault: Filing a report helps to prove fault, and it also shows that it is not your negligence that leads to the accident.
• Safety: It helps keep you safe from insurance fraud or scam.
• Laws and Regulations: You might be lawfully needed to file an accident report. Never leave anything to possibilities. As mentioned, this will protect you legally in the future.
• Peace of Mind: Filing an accident report gives you a complete serenity knowing that you did your part.

Does Police Report Have Impact On My Car Insurance?

Police reports concerning your accident will not affect your insurance provider’s evaluation of the auto mishap. It is all up to the insurance company to know who is liable for a collision and if you’ll see a boost in your auto insurance rates.

What If I Fail To File A Report? What Should I Do?

As mentioned above, it is very vital to file a report after a car accident. Failing to do can lead to various charges. If you are proven guilty, it can result in the cancellation of driver’s license or hefty fines. You can avoid this by calling Traffic Ticket Expert. They are expert in fail to report car accident cases.

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